4 Pillars Debt Restructuring

Chris, Thank you so much for your guidance through the process of dealing with my debt. I was at my wits end and you explained my options and supported me through each step. I especially appreciate how quickly you responded to emails or phone calls each time I became anxious about something. You are a wealth of information, a pleasure to deal with and you have a fine sense of humour - which always helps. I look forward to working with you as we rebuild my credit over the next couple years.

Michel and I were really at our wits end - we could not see how we were going to pay back our debts after a downturn in our business. We felt ashamed that we could not meet our financial obligations. Then we met with Chris Grew who was able to put our situation into perspective. Thank you so much Chris for putting our fears to rest and giving our self respect a much needed boost. We would have no hesitation in recommending 4 Pillars, i.e. Chris Grew. He is not only understanding but explains the options available. Thank you so much.

I could not imagine living with a stressful and sleepless night with all my financial problems...that was a tough moment we had with my husband but with Chris Grew of 4Pillars’ passionate and sincere approach to help people who have problems financially We survive and live life happily. Thank you very much for all your help sir I definitely continue to promote your performance to more people needs help; once again it means a lot to me and Nathan. Wish u all the success as always.

I highly recommend Chris to anyone struggling with debt. Chris helped me understand my options, presented the pros/cons and let me decide what was right for me and my family. There was no pressure from his end. When you are in the position I was, literally no one is on your side. They all want you to pay and pay now, especially the government or student loans. Even when you can't make ends meet they don't care. You need someone on your side. Chris is that guy. He knows how to turn the tables in your direction. He uses real financial tools to help you. He is available from day 1 to the end of your solution, any time you need. He is always quick to reply, friendly and helpful. I think what impressed me the most Chris really wants to help people. He doesn't judge. He listens and is honest with you about your situation and presents facts. Chris has been in the industry a long time and understands both sides of the table. He is passionate about his business because he wants to help people and he knows life happens - we didn't all get in the situation we are in because of bad intentions - which is how you are treated by every lender otherwise. Get Chris in your corner and get yourself setup for success. Honestly the best thing I have done! A massive weight was lifted off my shoulders... thanks Chris!

Going through financial difficulties was something extremely stressful for me. Chris Grew of 4Pillars helped and guided me through the whole process and makes things smoother and easier. He never judges me like the bank did when I asked for help. Instead, he explains me all solution to my specific situation. So, I took the best decision. He helped me with all the process, answered all my question very quickly (and I had A LOT of question! !!) Asking Chris Grew of 4Pillars to help me was one of the best decisions of my life. If you feel you need help, it's probably because you need some. And I can tell, Chris Grew of 4Pillars it's kind of person who really want to help.

When I got to where I reached out for help I was terrified. How was I going to trust a stranger to have my best interests at heart? Chris Grew won my trust quickly. Now, with my consumer proposal having gone exactly as Chris said it would, I look back on the experience and am thankful for Chris Grew's honesty, forthrightness, knowledge, and professionalism. This guy told me several times that I could call him anytime, even if it was because I was looking for reassurance- and he meant it! I don't wish financial stress on anyone and I hope nobody I know ever has to go through it. But.. I would recommend Chris Grew without hesitation.

This letter is to thank the service of the 4pillars Consulting Group and Chris Grew on the fantastic work he has done on my behalf to settle my debt and provide me with the tools I need to rebuild my credit and secure my financial future. When I first contacted Chris he agreed to see me for a free consultation. At this time my wife was already in Bankruptcy and working with a Trustee. We were scared, frustrated and disappointed with the lack of support she gave us. We received very little information and were told that the only choice my wife had to deal with her debt was Bankruptcy. It became very clear to me that the trustee wasn’t working for us at all but against us and for the creditors. This is when I decided to seek other options for myself in dealing with my debt. My first meeting with Chris was great. He provided me with lots of information, explained different options that were available to me and made me feel like my situation was not as bleak as I thought. I felt like he really cared about me. It felt good to know that he represented me and NOT my creditors and would fight for the best settlement I could get. I let some time lapse after that first meeting and other than an email or two, I didn’t hear from Chris. He told me that my decision was mine alone and that if I wanted to work with him it would be up to me to initiate the contact. While I put off dealing with my situation I was notified by my employer that they had received a Garnishment order from one of my creditors and that my next pay cheque would have $600 taken from it. In a panic, I called Chris. Within a two week period he put together everything I needed to file a Consumer Proposal and have the Garnishment halted before it had even begun. Even with all his other clients, he made me feel like I was his only client. He was worth every penny of the fees he charged me and saved me ten times what he cost. Having witnessed firsthand how my wife was treated by a Bankruptcy Trustee and how I was treated by 4Pillars I can tell you it makes all the difference in the world having someone in YOUR corner. Without Chris’ follow up, attention to detail and amazing work ethic, I would not have the peace and security I have right now. I would like to say a big thank you Chris Grew and 4 Pillars. I would recommend him to anyone who is going through financial hardship because of debt. Sincerely, Darcey S.

I was very hesitant contacting 4 Pillars at first. I am so happy that I did. My first meeting with Kyle was awesome! He is very kind, patient and he explained the many questions I had. He explained the whole process and helped me determine which route to take. No pressure at all! Definitely a huge weight has been lifted off my shoulders. The credit counselling at Fresh Start BC is even better, as it's helped me to make a budget and stick to it. Heck, I'm managing to save money now :) Staff at both organizations are extremely nice and helpful. Recommend highly!!